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Bike Insurance
http://www.kawi2strokes.com/forum/viewtopic.php?f=2&t=5721		 Page 1 of 2
Author:  rshaw [ Fri Mar 01, 2013 4:41 pm ]
Post subject:  Bike Insurance
Currently the only insurer that offers a " Stated Value Policy" is Progressive Insurance. Most of the companies contacted offer a "actual cash value". After seeing some of the nicest machines on this site that are worth much more than actual cash value, I was wondering what other members do to insure their rides, and with whom?
Progressive has some very unusal views politically. Thanks
Author:  Evans Ward [ Fri Mar 01, 2013 4:53 pm ]
Post subject:  Re: Bike Insurance
Hagerty here. Very fair rates. I've not had to file a claim.
Author:  two-stroke-brit [ Fri Mar 01, 2013 6:37 pm ]
Post subject:  Re: Bike Insurance
Evans Ward wrote:
Hagerty here. Very fair rates. I've not had to file a claim.


+1 :thumbup:
Author:  Jim [ Fri Mar 01, 2013 6:48 pm ]
Post subject:  Re: Bike Insurance
I switch to Hagerty last year after hearing about them on this board. My annual premium went from the mid $200s with Progressive to about $80/year. They wrote the policy on agreed value and took my word for that, which I found a little odd, but that's what the policy says. I guess you know that "stated value" means you state it, but they may try to pay less when the time comes, since they haven't agreed to it. Hagerty writes only classic vehicle insurance, so they don't want to hear that you ride the bike to work every day, or use it for shopping, etc..
Author:  nitrouscarl [ Fri Mar 01, 2013 6:59 pm ]
Post subject:  Re: Bike Insurance
Ditto on Hagerty, havent had a claim but they are familiar with classics and antiques thats their business.
Author:  scrambler73 [ Fri Mar 01, 2013 8:48 pm ]
Post subject:  Re: Bike Insurance
I'll be switching to Hagerty this year as well....
Author:  smoff83 [ Mon Mar 04, 2013 3:11 pm ]
Post subject:  Re: Bike Insurance
I just gave them a call out of curiosity, but now I'm switching. If the bike gets damaged, they send the money directly to me if I'm doing the repairs myself. Not bad. Good rates too
Author:  BarryB [ Mon Mar 04, 2013 3:38 pm ]
Post subject:  Re: Bike Insurance
Switching to Hagerty has been on my ToDo list for a long time. Been with Progressive forever because of they do insure for the value but I've never had to file a MC or Car claim (Just fire but that's a different story).
Author:  joewill [ Tue Mar 05, 2013 10:01 am ]
Post subject:  Re: Bike Insurance
hagerty is a big NO for me. I had a classic car under them.. and I must have a daily driver car to prove that the classic car is not a daily driver.. no problem, that is ok and I had been doing that with them for years.
I called them to add my classic Honda.. they said I had to have a daily driver motorcycle also or they would not insure it.. WTH? I immediately cancelled all my policies with them and went with American Modern... much cheaper than hagerty too...
Author:  smoff83 [ Wed Mar 06, 2013 7:02 am ]
Post subject:  Re: Bike Insurance
joewill wrote:
hagerty is a big NO for me. I had a classic car under them.. and I must have a daily driver car to prove that the classic car is not a daily driver.. no problem, that is ok and I had been doing that with them for years.
I called them to add my classic Honda.. they said I had to have a daily driver motorcycle also or they would not insure it.. WTH? I immediately cancelled all my policies with them and went with American Modern... much cheaper than hagerty too...



they only asked me to prove I had a primary vehicle other than my H2. Maybe you got a trainee?
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